How to Use PayPal Mobile

PayPal Mobile allows you to use your account even when you can't get to a computer. There are numerous advantages to using PayPal Mobile with your wireless device. They range from sending money to simply checking your balance. As long as you use a participating wireless carrier, you can take PayPal with you wherever you go.


Activate PayPal Mobile
Step 1
Confirm that your cell phone or wireless carrier supports PayPal Mobile and ask about fees you might incur by using it. The service itself is free, but some providers charge fees for data transfer.

Step 2
Find and click on the "Activate PayPal Mobile" link on your PayPal "Account Overview" page. Select the "Activate Your Phone" button.

Step 3
Enter your cell phone number and create and enter your PIN. You will need to change your default phone number if it's not set to your cell phone.

Step 4
Submit the information and enter your PIN number on your mobile device when you receive a confirmation call.

Use PayPal Mobile to Send Money

Step 1
Use the text feature on your mobile device to send money to someone. Send a text to PayPal (729725) including the phone number or email to which you're sending money, as well as the amount of payment.

Step 2
Wait for a confirmation text or phone call and use your PIN number to authorize the transaction. Your recipient will also receive a confirmation text as well as instructions on how to set up PayPal mobile if he doesn't already have it.

Use PayPal Mobile for Purchases

Step 1
Purchase an item with a "Text to Buy" option using your mobile device. Just text the item code to the number listed with it and wait for PayPal to send you a message or call you to confirm payment.

Step 2
Use a Web-enabled phone to surf the Internet and buy items directly from a website. Using the PayPal option when you check out prompts you to log in to your PayPal account. You can then proceed to use your account just as you would on a computer.

Use PayPal Mobile Advanced Features

Step 1
Utilize the basic text keyword shortcuts to get account information. You can check your balance by texting "bal" or "balance" to PayPal and use "send," "to," get" and "from" to send and request money. You can also cancel a payment with the word "cancel" or the symbol "x". If all else fails, text the word "help" to learn how to do what you can't figure out for yourself.

Step 2
Change currencies by using the three-letter abbreviation after the amount you want to send. For example, you can text "send 10 GBP" to send 10 pounds to a friend in England.

Step 3
Add notes to a payment by using the "note" keyword after the transaction details.

How to Find RapidShare Links

Step 1
Go to the search engine of your choice like Google, Yahoo, MSN, Etc. I use Google because it gives me the best results in my opinion. Go ahead and try others to see what works best for you.

Step 2
Once you have decided which search site you want to use click into the search bar and enter the following text WITH the quotes "rapidshare.com/files/"

Step 3
Once you enter the text with the quotes from above make a space and then enter the name of file that you are looking for. For example if I were looking for an mp3 encoder I would enter the following in the search bar: "rapidshare.com/files/" mp3 encoder

Step 4
All that is left to do is to press search and browse through the results. At first it will seem frustrating but after you get the hang of it you will usually be able to tell from the search result whether or not it will contain the information that you are looking for.

Mobile Money Transfer

According to a recent report, over 200 million migrant workers transfer money to their home towns -- using the global Western Union (with over 170,000 agents worldwide) -- and a variety of informal networks (also known as Chinese fei ch'ien ("flying monkey"), phei kwan in Thailand, hundi (Pakistan/Bangladesh), hawalah (India/Middle East), padala (Philippines) and hui kuan (Hong Kong)). Such informal networks work in a number of interesting ways, essentially, an individual pays an agent in the UK who then informs an agent (a shop keeper in Kenya, for instance) to pay an equivalent amount to another individual. According to the report, "globally, the total amount sent home by migrant workers through remittance transfers is roughly $300bn (£170bn); money sent via informal networks and money laundering is believed to add a further $150bn. Remittances far outstrip foreign aid to the developing world and can contribute up to a third of a country's GDP." With the significant recent take up of mobile phone technology in many developing countries (for instance, according to Cellular Networks, mobile subscription growth stood at 39% annually in Africa between 2005-2007, and 28% in Asia over the same period. India and China added 154 million and 143 million new subscribers respectively), G-Cash and M-Pesa are now becoming alternatives to the traditional systems facilitated through mobile telephone networks. Essentially, "Users pay cash into an `mWallet'; and whenever they want to transfer money using their phone, the recipient gets a text message, which provides them with a code to show to a local agent." With the government control that is now being exerted over informal networks (often tied to money laundering and other crimes), G-Cash and M-Pesa are more regulated, and offer an excellent alternative to traditional banking transfers (often with a 1% commission, compared to the 10%-23% or so requested by banks -- depending on the transfer time involved). Additionally, "the mobile transfer networks could also change the way humanitarian agencies administer aid, as a pilot scheme launched during the Kenyan post-election violence this year demonstrated. With the country in chaos, cattle rustlers took advantage of the security vacuum in the remote Kerio Valley to attack communities and livestock, making the transportation of food, money and materials to affected communities unfeasible. The aid agency Concern Worldwide entered into an agreement with M-Pesa, sending money to over 560 households within a month." Perhaps, mobile phone technology, used in this way, could provide an important application for sustaining communities and families relying on overseas remittances, and avoid the need for the involvement of major banking institutions (many of which seem to be collapsing right now!).image from

http://www.textually.org/

Banking

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